Licensing and Compliance

The Acre Lending Team is a DBA of Acre Mortgage & Financial, Inc.

Disclosures and License Information

Acre Mortgage is an Equal Housing Lender and conducts its mortgage lending in a manner consistent with all federal and state fair lending laws, including the following the Equal Credit Opportunity Act and the Fair Housing Act.

The Equal Credit Opportunity Act (“ECOA”) prohibits discrimination on the basis of a prohibited basis, which is defined as race, color, religion, national origin, sex, marital status, or age (provided that the applicant has the capacity to enter into a binding contract); the fact that all or part of the applicant's income derives from any public assistance program; or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act or any state law upon which an exemption has been granted by the Board.

The Fair Housing Act expressly prohibits discrimination based on the race or color, religion, national origin, sex, handicap, or familial status (which prohibits discrimination against households having children under the age of 18 living with a parent or legal custodian, pregnant women or individuals with legal custody of children under 18).

For loans insured by the Federal Housing Administration (“FHA”), Acre Mortgage will not base eligibility on actual or perceived sexual orientation or gender identity.

Click here for more information on the ECOA.

Additional Acre Mortgage & Financial, Inc. Disclosures Requirements

​Acre Mortgage & Financial, Inc. is a licensed mortgage lender. Some states require specific licensing information:

• Acre Mortgage & Financial Inc. - NMLS 13988
• Colorado: Regulated by the Division of Real Estate
• Connecticut: ML-13988
• Delaware: Acre Mortgage & Financial Inc. NMLS #13988 is licensed by the Delaware State Bank Commissioner to engage in business in this State. Delaware License #7695
• District of Columbia: MLB13988 - Department of Insurance, Securities and Banking
• Florida: MLD8
• Georgia: License/Registration #: 63137
• Indiana: Indiana-DFI Mortgage Lending License #13988
• Maryland: 11821
• New Jersey: Licensed Mortgage Banker - NJ Department of Banking & Insurance - 9965751
• North Carolina: L-128646
• Pennsylvania:  Licensed by the Pennsylvania Department of Banking and Securities - 21606
• South Carolina: MLS-13988
• Virginia:  Acre Mortgage & Financial Inc. - Licensed by Virginia State Corporation Commission, License # MC-5586
• Tennessee: 238173 
• Texas: SML Mortgage Banker License for Acre Mortgage & Financial, Inc. (NMLS ID 13988) 
  
  

NOTICE TO TEXAS CONSUMERS:
Complaints regarding the servicing of your mortgage should be sent to:

The Department of Savings and Mortgage Lending, 2601

N Lamar, Suite 201 Austin, TX 78705.

A toll-free consumer hotline is available at (877) 276-5550.